Products

Decision-ready surge products for Florida and the U.S. Southeast

Modular products that can be used independently or alongside existing catastrophe models.

Annual Surge Outlook (Florida)

Pre-season briefing to inform underwriting posture and portfolio strategy.

Primary output Briefing with scenario-based surge interpretation
Delivery format Concise PDF suitable for internal circulation

Benefits

  • • Informs renewal triage and underwriting posture
  • • Highlights Florida surge sensitivities by region
  • • Supports CRO / governance briefings
Commercial model Annual subscription

High-Resolution Surge Hazard Grids

Local hazard layers to support exposure review and sensitivity testing.

Primary output Surge depth grids across return-period scenarios
Delivery format Hazard grids + technical documentation

Benefits

  • • Reveals coastal concentration risk at local scale
  • • Supports model comparison and assumption review
  • • Useful for governance and sensitivity discussions
Commercial model Per-region license

ZIP+4 Surge Underwriting Score

Underwriting triage signal for screening and segmentation.

Primary output ZIP+4 risk scoring aligned to surge behavior
Delivery format Score table + methodology summary

Benefits

  • • Supports consistent underwriting decisions
  • • Helps segment coastal risk efficiently
  • • Easy to integrate into portfolio workflows
Commercial model Annual license

Post-Event Surge Analysis

Rapid surge context for claims, stakeholder updates, and internal review.

Primary output Observed vs. modeled surge assessment
Delivery format Memo / briefing package

Benefits

  • • Adds context beyond headline storm reports
  • • Supports reinsurance / executive discussions
  • • Useful for internal model performance review
Commercial model Per-event engagement

Model Validation & Technical Review

Independent surge review to support governance, audit readiness, and model evaluation discussions.

Primary output Assessment of surge representation and sensitivities
Delivery format Written review + discussion briefing

Benefits

  • • Identifies systematic gaps and sensitivities
  • • Supports internal governance discussions
  • • Strengthens reinsurance negotiation posture
Commercial model Project-based engagement

Prefer to start with a sample?

Review a one-page executive briefing snapshot, then contact us for a pilot scope.

Download Sample Executive Brief Request a Pilot